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Mills42 Federal Credit Union
  • About Us
      1. Our History
      2. Build From Here
      3. Credit Union Information
      4. Your Mills42 Team
      5. News & Information
      6. Member Feedback
      7. Member Survey
      8. Incoming Wire Instructions
  • Checking & Savings
      1. Checking
        1. Mills42 Checking Accounts
        2. Rewards Checking
        3. MasterCard™ Debit Cards
      2. Savings
        1. Share Savings

        2. Round Up Savings
        3. Share Clubs
        4. Super Saver
        5. Share Certificates
        6. IRAs
      3. Kids' Programs
        1. All-Star Savers
        2. Kids Club CDs
  • Loans & Credit Cards
      1. Vehicle Loans
        1. Autos
        2. Motorcycles
        3. Boats
        4. Recreational Vehicles
      2. Home Loans
        1. Mortgages
        2. FHA and VA Loans
        3. Home Equity Loans and Lines of Credit
        4. Mass Save HEAT & NH Saves Loans
      3. Credit Cards
        1. Mills42 VISA® Credit Cards
      4. Personal Loans
        1. Signature Loans
        2. Overdraft Lines of Credit
        3. Share Secured Loans
        4. Credit Builder/Repair Loans
  • Resources
      1. Lending Tools
        1. Mass Save HEAT & NH Saves Loan
      2. Budget & Credit Tools
        1. AnnualCreditReport.com
        2. Money Management International
        3. Understanding Your FICO® Score
        4. TruStage™ Insurance Agency, LLC
  • Ways to Bank
      1. Online Banking & Bill Payment
      2. Phone Banking
      3. Mobile Banking
      4. eStatements
      5. Find an ATM
      6. Order Checks

Calculators

Calculators

    Auto Calculators
  • How much will my monthly payments be?
  • How much can I afford for a vehicle?
  • Which is the best vehicle loan?
  • Should I take the rebate or special financing?

    Mortgage Calculators
  • What will my monthly mortgage payment be?
  • Should I refinance?

    Loan Calculators
  • How can I pay off my debt?
  • How much will my payments be?

    Savings Calculators
  • What will my savings be worth?
  • How long will it take for my savings goal to be met?
  • What will it take to save for a college education?
  • What will it take to become a millionaire?
ABOUT MILLS42
We are a small but mighty federal credit union located in the heart of Lowell, Massachusetts. Membership in Mills42 is open to anyone who lives, works, worships or attends school in Lowell, the northern portion of Chelmsford or the western portion of Tewksbury. Relatives of Mills42 members are also eligible to join if they are a spouse, domestic partner, child, sibling, parent, grandparent or grandchild. This includes stepchildren, stepparents, step-siblings and adopted children. You may also join Mills42 if you are a member of Mothers Against Drunk Driving or the Tewksbury Historical Society. We invite you to “Build From Here” with us, whether you’re trying to establish or repair your credit, need help creating a budget or are interested in savings products that will help you achieve your financial goals. We also offer a full line of loans from credit cards and personal loans to vehicles loans and home mortgages. If you’ve been denied a loan at another financial institution, we’ll go farther and dig deeper to help you find a solution.

Mills42 Federal Credit Union © 2019 • Privacy Policy • Disclosures • Contact Us • Reorder Checks
NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender

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