To build from here, start with a great foundation.
When you need a good, basic checking account to handle your day-to-day finances, ours fits the bill perfectly. And it’s completely free—no minimum balance requirement, no monthly service charges and no per-check fees.
But that’s just scratching the surface. You’ll also have access to all of these features:
- Free Mobile Banking* App for Android and iPhones
- Free Online Banking with Bill Payment
- Person-to-Person Payments (accessed through Online Bill Payment)
- Free eStatements
- Free MasterCard™ Debit Card
- Mobile Deposit Capture
- Courtesy Pay
- We'll cover any of your insufficient funds items from checks and ACH transactions. Members who qualify for Courtesy Pay will receive up to $400 of overdraft balance coverage. Each overdraft transaction covered will trigger a $28 charge. But the good news is that you'll avoid insufficient funds fees from merchants, not to mention the embarrassment and inconvenience of bouncing a check.
- Account Alerts via Email or Text Messaging
- Set up Alerts for:
- Check Number
- Loan Payment Due
- Nearly 30,000 Fee-Free ATM’S nationwide
- CO-OP ATM Locator mobile app for 24-7 access (Install iOS app | Install Android app)
We also offer Overdraft Protection, another service to help you avoid expensive penalties and fees if you accidentally write a check or make a debit transaction that is more than your available account balance.
When you think about it, a Mills42 Checking Account is actually a pretty amazing thing. And it’s so easy to get one. Enroll online, give us a call, or simply stop by the branch and we’ll get you set up.
Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.
Click here to see our Fee Schedule
Mills42 MasterCard™ Debit Card Phone Numbers
- Lost/Stolen MasterCard™ Debit Card: 888-241-2510
- Please report all lost or stolen cards immediately to the credit union office at 978-328-5100 or contact our 24-hour customer hotline number at 1-888-241-2510 or direct at 909-941-1398.
- Please be advised that after activation, if your Mills42 MasterCard™ Debit Card is lost or stolen, it can be used without needing your PIN number.
* Message and data rates may apply from your wireless carrier. Check with your provider for specific fees and charges.