What drives you?

Drop your rate by 2.00% APR*

Stuck with high-rate financing from a dealership or another lender? So, get yourself unstuck. We’ll beat your current rate by 2.00% APR*, and we’ll keep the refinancing process simple and quick. Give us a shot and put more money in your pocket every month.

Buying a new or new-to-you vehicle in the near future? Or, do you have a lease coming to term and you want to buy it out to keep the car you’ve come to love? Or, maybe you’re just tired of paying so much every month on that auto loan from another lender? Whatever your situation—purchasing, buying out your lease or refinancing—Mills42 gives you options and a great deal.

In fact, with a Mills42 FCU loan, you get:

  • Competitive rates
  • Additional discount when you opt for eStatements
  • Flexible loan terms up to 72 months
  • The ability to borrow up to 120%¹ of the value of the vehicle
  • A dedicated Mills42 FCU team member who will keep the process simple and quick because we make decisions right here in Lowell

And be sure to get pre-approved so you can shop for your next vehicle with cash (and bargaining power) in hand.

Apply online today, and we’ll get you on the road to the freedom that comes with being in the driver’s seat.

Not a member yet? We’ll take care of that for you as you’re opening your account or taking out a loan. If you want to get a jump-start, enroll online or just give us a call at 978.328.5100. We’ll be happy to help you build from here.

¹ Financing decision is based on the NADA vale of the make, model and year of the vehicle to be financed. NADA is the National Auto Dealers’ Association.