MasterCard™ Debit Card Agreement

By applying for and using a Mills42 Federal Credit Union MasterCard™ Debit Card. I understand this is not a credit card and that the dollar amount of the purchases made with this card will be deducted from my Mills42 Federal Credit Union share draft account only. I authorize Mills42 Federal Credit Union to verify the information provided above and to request a credit report if necessary. The Mills42 Federal Credit Union MasterCard™ Debit Card is available for qualified members only. If I am not approved for a Mills42 Federal Credit Union MasterCard™ Debit Card, I may be issued a Mills42 Federal Credit Union ATM card if I do not already have one. I agree to be bound by the terms and conditions covered in the appropriate Disclosure Statement and Cardholder Agreement.

To activate your new card when it arrives, your first transaction must require the use of your PIN. This can be done at any NYCE, Cirrus or SUM ATM Network location. After activation, you will be able to use your card at any restaurant, department store, gas station or anywhere else MasterCard is accepted. Plus, you’ll have quick, easy access to cash 24 hours a day at any NYCE, Cirrus or SUM Network ATM Machine location.

A PIN is a personal identification number that you use in conjunction with your MFCU Membership Number to access electronic services. It's a secret password only you should know. Don't share your PIN with anyone. Do not write it on your checkbook, Check Card, or ATM Card. No one at MFCU knows your PIN and no one will ask you for it.

Please be advised that after activation, if your MasterCard™ Debit Card is lost or stolen, it can be used without needing your PIN number. Please report all lost or stolen cards immediately to the credit union office at 978-328-5100 or contact our 24-hour customer hotline number at 1-888-241-2510 or direct at 909-941-1398.

If you have any questions concerning your new MasterCard™ Debit Card please contact the credit union office at 978-328-5100.