Effective September 26, 2018
| Checking Account Fees and Charges | |
|---|---|
| Checking Account | FREE, no monthly service charge |
| Overdraft Transfer | $3.00 per item paid |
| Check Orders | Prices may vary depending upon style |
| Insufficient Funds/Return | $28.00 per item |
| ACH Insufficient Funds/Return | $28.00 per item |
| Courtesy Pay | $28.00 per item |
| Overdrawn Account | $27.00 |
| Checking Account / Bill Payer Stop Payments | $25.00 each |
| Copy of Draft/Check | $15.00 each | FREE Online |
| MasterMoney™ Debit/ATM Card | |
|---|---|
| Point of Sale Purchase | FREE |
| Transactions at Mills42 ATM Machine | FREE |
| ATM Transactions | First 5 FREE per month | $1.00 in excess of five. Other institutions may surcharge for using their ATMs |
| Replacement Card | $22.00 |
| Deposited Check Returned | |
|---|---|
| Collectible | $12.00 |
| Uncollectible | $25.00 |
| Christmas Clubs | |
|---|---|
| Early Withdrawal | $7.00 per withdrawal |
| Wire Transfers | |
|---|---|
| Incoming Wire | $10.00 |
| Outgoing Wire Transfer (Domestic Only) | $28.00 |
| Online Banking Services | |
|---|---|
| Online Banking | FREE |
| E-Statements | FREE |
| Online Bill Payer | FREE |
| Copy of Bill Payment Item | FREE |
| Mobile Banking | FREE |
| Super Saver Account Fees and Charges | |
|---|---|
| A monthly service charge will be assessed if you exceed the allowed number of transactions or if your balance falls below the minimum required balance at any time during the calendar month. | |
| Monthly Service Charge | $7.00 |
| Other Service Fees | |
|---|---|
| IRA Outgoing Rollover/Transfer | $25.00 |
| IRA Early Closure (Within 12 Months) | $15.00 |
| Money Order | $3.00 each, ($1,000 Maximum) |
| Early Account Close Out Fee | $15.00 (Account Opened < 12 Months) |
| Inactive Member | $5.00 Monthly (No Activity for 12 Months) Waived when account enrolled in eStatements or account balance $500 or greater |
| Account Research | $25.00/HR (1-Hour Minimum) |
| Share Below Minimum | $15.00 |
| Dormant Official Check Processing | $2.00 |
| Dormant Account | $50.00 (No Activity for 18 Months) |
| Bank Check | $3.00 each |
| Federal Express Delivery | $20.00 |
| Attachment/Levy | $50.00 |
| Notary Public Services | FREE for Members, $1.25 for Non-members |
| Mortgage Letter of Subordination | $300.00 |
| Replacement/Copy of Discharge | $75.00 |
| Written Mortgage Payoff Statement | $65.00 |
| Replacement/Interim Statement | $15.00 | FREE Online |
| Returned Mail/Bad Address | $3.00 monthly |
| Loan Coupon Book | $10.00 |
| Phone Inquiries/Transactions | $2.00 |
| Phone Payment to Mills42 Loan | $15.00 |
| Phone Payment to Mills42 VISA® | $15.00 | FREE online |
| Non-member On-Us Check Cashing Fee | $5.00 |