Deposit Account Rates

Yields listed are accurate as of

Deposit Accounts
Account Type Nominal Rate APY* Minimum Balance to Earn Dividends
Share Draft 0.00% 0.00% N/A
Rewards Checking 1.49% 1.50%1 $500 (Minimum) - $10,000 (Maximum)
Share Savings 0.10% 0.10%2 $500.00
Round Up Savings 2.72% 2.75%3 No Minimum Balance Required
Super Saver 0.15% 0.15%4 $2,500 to $9,999
0.25% 0.25%4 $10,000 to $24,999
0.35% 0.35%4 $25,000 to $49,999
0.45% 0.45%4 $50,000 to $99,999
0.65% 0.65%4 $100,000+
Share Clubs 0.10% 0.10%2 $500
Individual Retirement Accounts 0.30% 0.30%4 $500
Kids Club 0.10% 0.10%2 $5.00

*APY Is The Annual Percentage Yield.

1 Annual Percentage Yield listed applies to balances up to $10,000 when account requirements are met during each eligibility cycle. Eligibility cycle begins on the first day of each calendar month and ends the last day of each calendar month. To qualify for yield listed, Rewards Checking account must be opened in person at the branch. The yield listed is a variable rate and may change at any time after account is opened. To earn maximum yield listed, account must have: 1) A minimum average daily balance of $500.00; 2) A minimum of twelve (12) posted debit card transactions monthly (excluding ATM usage); 3) eStatements as statement delivery option; and 4) Have at least one recurring ACH (Automatic Clearing House) debit transaction or Bill Payer transaction per month. If above requirements are not met during an eligibility cycle, account will earn 0.00% APY. If account shows a negative balance at any time during the eligibility cycle, account will earn 0.00% for that eligibility cycle. Balances greater than $10,000 will earn 0.20% APY. Other restrictions and terms may apply. Business accounts do not qualify for Rewards Checking. Rates and terms are subject to change without notice. Member eligibility is required.

2 Annual Percentage Yield listed applies to balance required for that account type. The yields quoted above are accurate as of the date indicated and are subject to change without notice. Dividends are compounded and credited monthly based on the average daily balance in the account. If average daily balance falls below the minimum for that dividend period, APY for that dividend period will be 0.00%. All other terms are subject to change without notice. Member eligibility is required.

3 With each Mills42 MasterCard™ Debit card transaction, Mills42 will round up the transaction amount to the next whole dollar. This difference will then be deposited into the associated Mills42 Round Up Savings account. Round Up Savings balance will earn Annual Percentage Yield listed above. Dividends are compounded and credited monthly based on the average daily balance in the Round Up Savings account. Maintaining a Mills42 checking account with Mills42 MasterCard™ Debit card are required. Rates and terms are subject to change without notice. Member eligibility is required.

4 The Annual Percentage Yield listed applies to balance required for that account type. The yields quoted above are accurate as of the date indicated and are subject to change without notice. Dividends are compounded and credited monthly based on the average daily balance in the account. All other terms are subject to change without notice. Member eligibility is required.