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  • About Us
      1. Our History
      2. Build From Here
      3. Credit Union Information
      4. Your Mills42 Team
      5. News & Information
      6. Member Feedback
      7. Member Survey
      8. Incoming Wire Instructions
  • Checking & Savings
      1. Checking
        1. Mills42 Checking Accounts
        2. Rewards Checking
        3. Mastercard® Debit Cards
      2. Savings
        1. Share Savings

        2. Round Up Savings
        3. Share Clubs
        4. Super Saver
        5. Share Certificates
        6. IRAs
        7. Deposit Insurance
      3. Kids' Programs
        1. All-Star Savers
        2. Kids Club CDs
  • Loans & Credit Cards
      1. Vehicle Loans
        1. Autos
        2. Motorcycles
        3. Boats
        4. Recreational Vehicles
      2. Home Loans
        1. Mortgages
        2. FHA and VA Loans
        3. Home Equity Loans and Lines of Credit
        4. Mass Save HEAT & NH Saves Loans
      3. Credit Cards
        1. Mills42 VISA® Credit Cards
      4. Personal Loans
        1. Signature Loans
        2. Overdraft Lines of Credit
        3. Share Secured Loans
        4. Credit Builder/Repair Loans
  • Resources
      1. Lending Tools
        1. Mass Save HEAT & NH Saves Loan
      2. Budget & Credit Tools
        1. FREE Credit Management
        2. AnnualCreditReport.com
        3. Understanding Your Credit Score
        4. Money Management International
        5. TruStage™ Insurance Agency, LLC
      3. Member Tools
        1. New Member Information
        2. Make $42 (Member Referral Program)
  • Ways to Bank
      1. Online Banking & Bill Payment
      2. Mobile Banking
      3. Phone Banking
      4. eStatements
      5. Find an ATM
      6. Order Checks
  • Become A Member
  • Rates
  • Apply for a Loan
  • Loan Payment Portal

Rates

Rates

    Deposit Account Rates
  • Share Draft
  • Rewards Checking
  • Share Savings
  • Round Up
  • Share Clubs
  • Super Saver
  • Share Certificates
  • IRAs
  • Kids Club
  • Kids Club Certificates of Deposit

    Loan Rates
  • Vehicles
  • Vehicles Other
  • Mortgage Rates
  • Home Equity Loans & Lines of Credit
  • Personal
  • Mass Save HEAT Loan

ABOUT MILLS42

We are a small but mighty federal credit union located in the heart of Lowell, Massachusetts. Membership in Mills42 is open to anyone who lives, works, worships or attends school in Lowell, the northern portion of Chelmsford or the western portion of Tewksbury. Relatives of Mills42 members are also eligible to join if they are a spouse, domestic partner, child, sibling, parent, grandparent or grandchild. This includes stepchildren, stepparents, step-siblings and adopted children. You may also join Mills42 if you are a member of Mothers Against Drunk Driving or the Tewksbury Historical Society.

We invite you to “Build From Here” with us, whether you’re trying to establish or repair your credit, need help creating a budget or are interested in savings products that will help you achieve your financial goals. We also offer a full line of loans from credit cards and personal loans to vehicles loans and home mortgages. If you’ve been denied a loan at another financial institution, we’ll go farther and dig deeper to help you find a solution.


Mills42 Federal Credit Union © 2023
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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Shares and Deposits in excess of NCUA limits are fully insured by MSIC.

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