Rates current as of
| Personal Loans | |||
|---|---|---|---|
| Loan Type | APR* | Term | Maximum Amount |
| Credit Builder Loan | 18.00%* | 12 - 60 Months | $10,000 |
| VISA® Credit Card | as low as 9.90%1 | Revolving | $10,000 |
| Secured VISA® Credit Card | as low as 9.90%1 | Revolving | $10,000 |
| VISA® Cash Back Credit Card | as low as 14.90%2 | Revolving | $10,000 |
| Personal | as low as 9.00%3 | Up to 60 Months | $10,000 |
| Share Secured | 3.00% Above Share Rate4 | 12 - 60 Months | 100% of Shares |
| Overdraft Line of Credit | 16.00%* | Revolving | $5,000 |
| Holiday Personal Loan Special | 7.99%5 | Up to 12 Months | $2,000 |
*APR Is The Annual Percentage Rate.
1 Annual Percentage Rate is as low as 9.90% for purchases and as low as 9.90% for cash advances. Rates are determined based on personal credit history. All rates and fees are subject to change without notice. Other restrictions may apply. Membership eligibility is required.
2 Annual Percentage Rate is as low as 14.90% for purchases and as low as 14.90% for cash advances. Earn 1% unlimited cash back rewards. Rewards cash back earnings are paid annually to cardholders as a credit on the May statement. Rates are determined based on personal credit history. All rates and fees are subject to change without notice. Other restrictions may apply. Membership eligibility is required.
3 Annual Percentage Rate is as low as the APR listed for each term. Rates are determined based on personal credit history, account relationship with Mills42 and payment method. All rates and fees are subject to change without notice. Other restrictions may apply. Membership eligibility is required.
4 Annual Percentage Rate is variable and is based on current deposit rate plus 3.00%. Borrow up to 100% of the amount that is currently on deposit in a Mills42 savings account. A hold will be placed on savings in the amount equal to loan amount. Entire amount on deposit will continue to earn dividends at current rate. Rate is subject to change without notice. Other restrictions may apply.
5 APR=Annual Percentage Rate. The Holiday Personal Loan Special is available through December 31, 2024, with an Annual Percentage Rate (APR) of 7.99%. The loan amount ranges from a minimum of $500 to a maximum of $2,000, with a repayment term of up to 12 months. For a $2,000 loan at the 12-month term, the monthly payment will be $173.96. Rates and fees are subject to change without notice, and additional restrictions may apply. Membership eligibility is required.