Personal Loans

Rates current as of

Personal Loans
Loan Type APR* Term Maximum Amount
Credit Builder Loan 18.00%* 12 - 60 Months $10,000
VISA® Credit Card as low as 9.90%1 Revolving $10,000
Secured VISA® Credit Card as low as 9.90%1 Revolving $10,000
VISA® Cash Back Credit Card as low as 14.90%2 Revolving $10,000
Personal as low as 9.00%3 Up to 60 Months $10,000
Share Secured 3.00% Above Share Rate4 12 - 60 Months 100% of Shares
Overdraft Line of Credit 16.00%* Revolving $5,000

*APR Is The Annual Percentage Rate.

1 Annual Percentage Rate is as low as 9.90% for purchases and as low as 9.90% for cash advances. Rates are determined based on personal credit history. All rates and fees are subject to change without notice. Other restrictions may apply. Membership eligibility is required.

2 Annual Percentage Rate is as low as 14.90% for purchases and as low as 14.90% for cash advances. Earn unlimited cash back rewards. Rates are determined based on personal credit history. All rates and fees are subject to change without notice. Other restrictions may apply. Membership eligibility is required.

3 Annual Percentage Rate is as low as the APR listed for each term. Rates are determined based on personal credit history, account relationship with Mills42 and payment method. All rates and fees are subject to change without notice. Other restrictions may apply. Membership eligibility is required.

4 Annual Percentage Rate is variable and is based on current deposit rate plus 3.00%. Borrow up to 100% of the amount that is currently on deposit in a Mills42 savings account. A hold will be placed on savings in the amount equal to loan amount. Entire amount on deposit will continue to earn dividends at current rate. Rate is subject to change without notice. Other restrictions may apply.