Yields listed are accurate as of
| Standard Rate | Rate w/e-statements | |||
|---|---|---|---|---|
| Terms | Dividend Rate | APY* | Dividend Rate | APY* |
| 60 Months | 1.74% | 1.75% | 1.98% | 2.00% |
| 48 Months | 1.49% | 1.50% | 1.74% | 1.75% |
| 36 Months | 1.24% | 1.25% | 1.49% | 1.50% |
| 24 Months | 1.00% | 1.00% | 1.24% | 1.25% |
| 12 Months | 0.75% | 0.75% | 1.00% | 1.00% |
| 6 Months | 0.25% | 0.25% | 0.50% | 0.50% |
*APY Is The Annual Percentage Yield. Kids Club Certificates of Deposit are available to Mills42 members ages 13 and under. Kids Club Certificate requires a minimum deposit of $200. The Annual Percentage Yield listed for each term is highest dividend rate available. Highest dividend rates require eStatements and Direct Deposit into any Mills42 deposit account. If you have eStatements and Direct Deposit of your net pay, Social Security, or pension to a Mills42 Deposit Account when you open or renew a Mills42 Certificate, you’ll automatically earn the highest published dividend rate for that certificate. Without eStatements and Direct Deposit, our lower standard rate will apply. Rates are subject to change without notice. But once a certificate is issued, the rate will remain in effect for the term of the certificate. Certificates earn dividends from the first business day of deposit through date of withdrawal. Dividends are compounded daily and posted monthly and at maturity date. Dividend penalties may apply for early withdrawals. Refer to the Mills42 FCU Fee Schedule and Certificate Account Disclosure and Agreement. Member eligibility is required.